News - Protect MI Families

Help Us Hold Insurance Companies Accountable for Predatory Practices

Help Us Hold Insurance Companies Accountable for Predatory Practices

Help Us Hold Insurance Companies Accountable for Predatory PracticesProtect MI Families
Published on: 28/04/2026

Only 7 states do not have bad faith laws prohibiting insurance companies from engaging in these practices. Fortunately, there is a solution in the form of Senate Bill 245, or the Insurance Policyholder Bill of Rights.

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"The House Always Wins"

"The House Always Wins"

"The House Always Wins"Protect MI Families
Published on: 28/04/2026

We’re borrowing that well-known saying from the gambling industry and applying it to Michigan’s home, auto, and business insurance companies, because the system is fundamentally rigged against policyholders and overwhelmingly favors billion-dollar insurance companies.

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Senate Bill 245: Why a Bad Faith Insurance Law is Necessary

Senate Bill 245: Why a Bad Faith Insurance Law is Necessary

Senate Bill 245: Why a Bad Faith Insurance Law is NecessaryLyra Opalikhin
Published on: 24/04/2026

Senate Bill 245 aims to counter the common “delay, deny, defend” tactics of insurance companies. An opinion piece by MAJ President Nick Andrews details why Senate Bill 245 is a long overdue law that should have been passed many years ago to protect Michiganders.

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Insurance Bad Faith

Insurance Bad Faith

Insurance Bad FaithProtect MI Families
Published on: 01/04/2026

In Michigan, insurance companies have a nearly free pass to act in bad faith without any punishment. Insurance companies have far more resources than their clients in court, and can extend legal battles far beyond the time and money available to people seeking legal action.

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